Public.com Review

Public.com is a New York-based investing platform founded in 2019 that has carved out a genuinely differentiated position in an increasingly crowded fintech space: it is the social layer on top of investing, built for the generation of investors who grew up on Twitter, Reddit, and TikTok. Where Robinhood made commission-free trading accessible and Webull made professional tools free, Public made investing transparent and communal — users share their portfolios publicly, post investment theses, react to earnings, and follow other investors whose ideas they find compelling. But Public has grown well beyond its social roots. In 2022 and 2023, Public expanded aggressively into fixed income, becoming one of the only retail brokers to offer direct access to Treasury bills, bonds, corporate bonds, and high-yield bonds at true wholesale prices — not bond funds, but actual bonds. Its High-Yield Cash Account pays competitive rates on uninvested cash. Public also offers crypto, fractional shares, ETFs, and a premium subscription tier (Public Premium at $10/month) that unlocks Morningstar analyst ratings, advanced charting, and deeper research tools. With over 1 million accounts and a focus on making every asset class — stocks, bonds, crypto, alternatives — accessible and understandable to a new generation of investors, Public represents the most complete single-app investing experience designed specifically for the social media era.