Updated January 2025

Best Brokers for Beginners in 2025

We tested 20+ platforms so you don't have to. These are the best brokers for new investors — ranked by ease of use, fees, education, and features.

Last updated: Jan 10, 2025 Independently reviewed Contains affiliate links

Affiliate Disclosure: Some links on this page are affiliate links. We may earn a commission if you open an account — at no extra cost to you. Our rankings are based on independent research. Learn more.

Our Top Picks at a Glance

Jump to any broker for the full breakdown.

BrokerBest ForCommissionMin. DepositRating
#1SoFi InvestBest Overall for Beginners$0$0
4.9
Open Account →
FidelityBest for Education$0$0
4.8
Open Account →
RobinhoodBest Mobile Experience$0$0
4.6
Open Account →
Charles SchwabBest for Long-Term Investors$0$0
4.7
Open Account →
WebullBest Free Tools$0$0
4.5
Open Account →
#1 PickBest Overall for Beginners

SoFi Invest

Commission-free trading, fractional shares, automated investing, and an integrated financial ecosystem — all in one beginner-friendly app.

Commission
$0
Min. Deposit
$0
Platforms
Web, iOS, Android

Pros

  • No account minimum to get started
  • Commission-free stocks & ETFs
  • Fractional shares from $1
  • Automated investing (robo-advisor)
  • Integrated banking, loans & credit
  • Clean, intuitive mobile app

Cons

  • Limited advanced charting tools
  • Options trading not available
  • Fewer research tools than competitors
#2 PickBest for Education

Fidelity

Industry-leading research, extensive educational content, and zero commissions make Fidelity a top pick for beginners who want to learn.

Commission
$0
Min. Deposit
$0
Platforms
Web, iOS, Android, Desktop

Pros

  • Exceptional educational resources
  • Zero commissions on stocks & ETFs
  • Fractional shares available
  • Strong customer support
  • Retirement account options

Cons

  • Platform can feel overwhelming at first
  • Mobile app less polished than newer apps
#3 PickBest Mobile Experience

Robinhood

Robinhood pioneered commission-free trading with a clean mobile-first design that makes it easy for beginners to place their first trade.

Commission
$0
Min. Deposit
$0
Platforms
iOS, Android, Web

Pros

  • Extremely simple interface
  • Instant deposits up to $1,000
  • Fractional shares available
  • Crypto trading included

Cons

  • Limited research and education
  • No retirement accounts on basic plan
  • Customer support can be slow
#4 PickBest for Long-Term Investors

Charles Schwab

Schwab offers a trusted, full-service platform with excellent retirement tools and research — ideal for beginners thinking long-term.

Commission
$0
Min. Deposit
$0
Platforms
Web, iOS, Android, Desktop

Pros

  • No minimums, no commissions
  • Excellent retirement planning tools
  • Strong research and analyst reports
  • Physical branch locations

Cons

  • Interface less modern than newer apps
  • Can feel complex for absolute beginners
#5 PickBest Free Tools

Webull

Webull gives beginners access to professional-grade charting and real-time data for free — a great stepping stone to more advanced trading.

Commission
$0
Min. Deposit
$0
Platforms
Web, iOS, Android, Desktop

Pros

  • Free real-time market data
  • Advanced charting for free
  • Paper trading to practice
  • Extended hours trading

Cons

  • Steeper learning curve than SoFi or Robinhood
  • No fractional shares on all stocks

Side-by-Side Comparison

All five brokers compared across the metrics that matter most to beginners.

FeatureSoFi InvestFidelityRobinhoodCharles SchwabWebull
Commission$0$0$0$0$0
Min. Deposit$0$0$0$0$0
Fractional Shares
Robo-Advisor
Paper Trading
Retirement Accounts
Mobile App★★★★★★★★★☆★★★★★★★★★☆★★★★☆
Education★★★★☆★★★★★★★★☆☆★★★★☆★★★☆☆

How We Rank Brokers for Beginners

Our rankings are based on hands-on testing and research. We weight the following criteria specifically for new investors:

Ease of Use

How quickly a complete beginner can open an account and place their first trade.

Fees & Minimums

Zero commissions and no account minimums are essential for beginners starting small.

Educational Resources

Quality of tutorials, articles, videos, and guided learning paths for new investors.

Customer Support

Availability and quality of support when beginners have questions or issues.

Investment Options

Access to stocks, ETFs, fractional shares, and automated portfolios for diversification.

Safety & Regulation

SIPC protection, regulatory compliance, and overall platform trustworthiness.

Beginner FAQs

Which brokerage account is best for beginners?
SoFi Invest is the best brokerage account for beginners overall — $0 commissions, no account minimum, fractional shares from $1, and a built-in robo-advisor. Fidelity is best for beginners who want the most educational resources. Robinhood is best for the simplest mobile experience. Charles Schwab is best for beginners focused on long-term retirement investing. All four have $0 commissions and no account minimums.
What is the best broker for a complete beginner?
SoFi Invest is our top pick for beginners. It has no account minimum, $0 commissions, fractional shares, and an automated investing option — all in a clean, easy-to-use app.
How much money do I need to start investing?
With brokers like SoFi Invest, Fidelity, and Robinhood, you can start with as little as $1 thanks to fractional shares. There is no minimum deposit required.
Is SoFi Invest safe for beginners?
Yes. SoFi Invest is a registered broker-dealer and member of SIPC, which protects your securities up to $500,000. Your cash is also FDIC-insured through SoFi Bank.
What is the difference between a brokerage account and a robo-advisor?
A brokerage account lets you pick and trade your own investments. A robo-advisor (like SoFi Automated Investing) builds and manages a diversified portfolio for you based on your goals and risk tolerance.
Do beginner brokers charge fees?
All five brokers on this list offer $0 commission trading on stocks and ETFs. Some may charge fees for options contracts, margin, or premium features.

Broker Insight

See All Broker Reviews & Rankings for 2026

Our homepage compares 15+ brokers across fees, platforms, IRA accounts, and more — updated April 2026.

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Ready to Start Investing?

SoFi Invest is our #1 pick for beginners — $0 commissions, no minimum deposit, and fractional shares from $1.

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